He said there were interviews for the next three days: a group interview and all the others were individuals. 3. But like I said, we are all set with our banking. I was being complimented on how I dress, my smile and my energy,( Im a naturally energetic person) they make you feel safe and secure while your there , but right away I was put off when they wanted my bank info. Went well. Take time to get out of dodge. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Income is limited and since they, were at a point in time, only selling term life, there whole pitch was buy term invest the rest, which is great considering their term to is age 99. I was a little suspicious, and thought it was strange he didnt tell me the name of the company, so I asked him. Anyway, flash forward to last week, I get a phone call from them. Go get a real job and stop preying on innocent people trying to get ahead in life. I drove out to the location, got there 15 minutes early, so I sat in my car. They tried to get me to come to a meeting next Monday with the VP, but with my work schedule and doctors appointments for my two disabled children, that wasnt in the cards, so they tried to get me to show early for work tonight and I again said no, so they set up a meeting at 1:30 am tonight after I finish work. Many thanks! I asked him if I should bring any specific documents with me and he abruptly said no and that he simply wants me to come in and talk with him first, also adding there would be some forms one of which would include qualifications I have and work history. Very sad to hear all the ridiculous posts, and misleading info that is pushing people away from the company. I personally am more of a tech guy, dealing with machines and stuff. Those who participate have bought into the lie that they own their own business. They get half the money of everyone below them. So j just kept searching information about this company and after reading this post and threads I decided not to go to the interview. So I booked an interview with him. My friend convinced me to join, asking to partner up with me since he couldnt get through the door. I must be remembering wrong I tuned back in just in time to hear him say, well, have you ever heard of Citi? then pause. 100,000 reps times $25 a month equals $2.5 million a month from its own employees., http://www.businessinsider.com/citigroup-primerica-ipo-2010-4. Thats an MLM just you stay broke. I decided to research the company ahead of time and it lead me here Might i ask the opinion of those whom have dealt with this company: my experience thus far, sans interview sounds eerily similar to some other accounts Ive read here. I feel really bad for them. Anyway so he was trying to down play my job and whatnot and get his point across talking about its a good opportunity, dont you want to make more money and yada yada yah. I am not against commission based jobs and making money. Many thanks to this website and all those who have contributed toward it. One of my classmates from a dispute resolution class I had this past winter called me one night about a business opportunity she wanted me to check out. He works VERY hard for his money and does not seem to be producing a lot of it. They provide various types of insurance, debt management, financial investment, and credit monitoring services. It unfortunate that anyone that has been told that theyre having a job interview and later feel that they got taken. After hanging up with him, I found this wonderfully put together article and took the time to go through most of the comments as well and found pretty much everybody in agreement that this is a scam. I had really lost interest by the time he had gotten to the bottom of the first page. I was (and still am) working as a cashier when I was approached by a woman pushing a stroller. Get the BLEEP out my house before I rip our your weave!! He took me into his office, well his office with like 3 other employers who probably shared it, there was like 4 desks and we sat in a tiny corner desk. Thanks for all the information. I asked him if he was headhunting and he said, No, Im actually early for a business meeting and your personality caught my attention. After my daughter hung up the phone I received a call from the recruiter. The receptionist and her shared a vague facial resemblance. Now of course I realize that I was probably the only one who wanted to learn. THe credit check should be about $30. (Formerly pre-paid Legas Services, membership I have had for 16 years. After I finished that, David came in and started his pitch. He mentioned the company would pay for license and classes and would like for me to start working part time for 5 hrs a week these next few months. Tamara I have simple advice: Dont go. Other insurance companies do the same thing but Primerica is ruthless. Her last attempt was to try and sell the financial services to me. No, regular companies that are set up with levels of management (such as Walmart) are NOT pyramid schemes. My resume is purely engineering, not sales. Warning any company Rep from anywhere that is vague with answering your questions ? This is a multi-location business. With all of you. Still no mention of the type of work. Especially because it just didnt seem necessary. I think the biggest tell tale sign that you are getting involved with an ethically questionable company if you have to ask who they work for or grill them on their business model. It's a fucking scam. By the way, based on those 2.28 policies you sell all year, your commission will be maybe $300-$500, less all your expenses. Then he went even further to explain that he could help my parents lower their insurance, debt, and help me pay for my college textbooks. 3.) The FIT bitch (thats me) who wrote this is far from broke, and makes a great living selling legitimate services to people who need them. When I told my boyfriend about it, who is currently taking a bunch of business, marketing and economic courses (Im a FILM MAJOR so the fact that they wanted me at all should have tipped me off), he said it definitely sounded like a pyramid scam and to look it up. He finally emailed me back saying that 10 works great but I would be speaking with David because he was busy busy busy! A manager? The VP Mr. Would you like to travel around the world if you got rich? I sat through the whole thing and, unfortunately, was actually pumped up about it & ready to start making money! I immediately searched the company and came across this page. My initial interview appointment was a positive experience, but the compensation structure (or lack thereof) was raising red flags. OmG people you are not making a difference commenting here report it to the BBB online or phone I did . (another red flag.) I have reviewed their annual reports (available online). Result was what I had expected. They talk about working part time, not having a JOB, sky is the limit, yet deliver on none of those dreams. I also am one of the many that got called out of the blue for posting my resume online. They kept touting how much of a hard worker I am and how valuable I would be to them. I just a got a phone call this morning and let it go to voicemail from a Kim calling from Primerica in Arlington Heights. There is no selling of opportunity because all we do is find out what peoples dreams and goals are in life (youve got to know what they are first) give them a game plan and tell them to act on it. Finding your own customers and future work is real work. Why? I told her I dont have friends, so Im just telling her anything so shell drop it but she was so persistent it was ridiculous. She told me that someone referred me and thought very highly of me. The interview was over after he scheduled a home visit to talk to my parent and im cancelling that appointment because Im 95% sure im being scammed. PERFECT CANDIDATES! 1. i dont get paid to recruit people, i COULD get a % of what they CAN make from what their clients get for premiums, EX. FIRST AMERICAN NATIONAL SECURITIES, INC., PRIMERICA ADVISORS, PFS INVESTMENTS INC. CRD#: 10111 /SEC#: 801-72263,8-26486. Shove that $99 fee up your keester. I also know another person who has been doing it for 10+ years now and he doesnt make much at all. If your goal is sales, join a traditional company. You will be expected to go out and find new victims to sign up for the scam. They prey on our natural vulnerabilitis and at anytime any of us can find ourselves being lured in. They WILL continue to call you even after you have said no. During that same time period, 243,167 of their licensed reps also left the opportunity. I told him i was not looking to sell door to door or force anyone to sign up for gimmicks, which He reassured me that i would not be doing. Wow, thank you to all who posted about this company. Im an extremely brutally honest person, so when he asked what was on my mind i told him the truth. They saw my FB updates about needing a little more income to start some entrepreneurial type things I was interested in. I literally didnt know the name of the company or the position until i walked into the interview. I make a very nice income for myself with a legitimate business. What can I do to vanish that and get my money back, They will miraculously tell you that the mail has already left but i think you can get a partial refund if u push hard enough, Based on their Annual reports (which can be viewed online), the policies sold per rep currently averages out at 2.28 PER YEAR!!!!! Product Type: Insurance and investment products / MLM business opportunity. We have 40,000 new clients each month if you joined and didnt work, youre not one of the people who make money with us! The women who spoke on their first visit asked what Im looking for in a career and mentioned I was very impressive with customer service. And he said the clients love him and are so thankful that he gets invited to birthday partys and what not like ummmm ok I dont care. Why would you not want to help your friends, family, and referrals with this information? I am really glad I did my home work on this company and thank you to every one for the honest postings I will not be wasting my time with scams. The company is not a scam. Thank you so much for sharing the information! I received a call from a woman named Mary stating that someone referred me to her and asked if I was still looking for a job. People have no consideration!!! I am unemployed and the guy on the phone made it sound so good and easy to earn some extra cash. I feel so used and as they teach JUST A NUMBER ! What Primerica does, is after they sign up a new trainer, they get their list of friends, and the new trainer and his upline trainer go down the list of friends and make appts. He then asked if I, personally, was keeping my career options open and I said yes. She gave me her number and asked to call claiming she was a hiring manager .. Thanks guy- I am happy I did not fall for this prank. He responded saying he was looking to mainly fill 2 roles one of which was a representative and the other being someone he could train into a management role. Its awful, and it looks awful. Just to note i did research before the interview. I would love to hear a Primerican respond, and dont use the cliche, not everone is right for Primerica, because that realistically just points the finger back at their recruiting department! insurance MLM firm Primerica is a legitimate and long-established company. He first asked me about past employment, what im going to school for (Chemistry major), my hobbies, etc. He signed me upNOW, after reading all these comments Im regretting doing so. I was actually recruited by a Primerica rep that paid the $99 fee for me. People who smoke, have a poor . After reviewing those comments I will not be going for and interview. OUCH! When I told him I am no longer interested he kept asking me why and then called me arrogant. I started to feel a bit angry as I realized that John wasnt really interested in teaching me, he just wanted to get any recruits in that he could. And if your not going to show up to an appointment just say so, dont be a child and say ill be there and not show. Company name finally? I would STAY AWAY from Primerica. She didnt mention the name of the business at all, and her explanation of what they were doing as others above have noted was rather vague but revolved around financial planning. I didnt follow those steps due to a time constraint but thanks to your comments I know I will be making better use of my time! I just got off the phone with some one by the name of Kelly Marie from prime America she was very anxious to have me come in for an interview. * If Primerica is a scam, how have they been in business for almost 40 years? We hardly talked about me and my background. it is clear that it is not a typical job if you build a business with them based on the comments. Anyways, Im cancelling that visit and now im off to the bank to change my debit card number to be safe. My Lyft driver actually was the one who told me I should come by his office but didnt mention what he actually did (broken record much lol). As you also stated, there are no downlines involved. I told them I didnt had the money so the lady told me Icould go some other day and its been two days already and Im scare they use my social security # for a bad purposei want to go and get the paper and ripped off so i could feel safe but idk what to do Can anyone tell me what should I do. I will go but the moment I feel like Im being pitched, Im graciously declining and peacing out. (Kind of like someone asking you out on a date and then you saying I have a girlfriend, they should get the hint) The guy keeps talking and says something like we should have a discussion when youre free about the position. They are so desperate for people. Like many before me, I too received a call by a young woman, Jasmine, stating that my number was forwarded as someone ambitious and hard working, seeking employment. I like helping people. For how many people were in this office suite, it seemed rather small At least the atmosphere was one of a party variety My interviewer asked me a few brief questions about myself, but seemed disinterested as I told her my work history and personal skill sets. Long story short, I sensed and saw scammers written all over their faces. I really went in to the sales pitch thinking I was going to interview for a position as an IT guy for a small regional set of offices. There are two levels of people in the business, not infinite levels. She looked to be in about her early 50-s. Much older than the crew she had working for her. Im 18 Im not looking to make that type if money like that, Im looking for something simply to get me through college. You arent stupid or naive. The hard sales pitch, corporato-cult speak, and grandiose promises are like a jackhammer to my sodden, achey head. I put down my 5 usual references for jobs and returned the clip board to the receptionist. I am considering doing Primerica, but I am first doing my due dilligence. My girlfriend interrupts the lunch, I get the sandwich boxed. I was definitely lied to when I first was contacted by the woman. It was an apartment looking complex with no name, nothing. I work full-time and train in martial arts. I am actually scheduled for an interview tomorrow which I intended to drive over 100 miles to. I decided to see if Id be sucked into doing sales but it wasnt mentionedthough a lot of hinky things were. As of 7 hours i have been in Primerica, I do understand what everyone is saying about it. They explained how everything worked and it all seemed to be on the up-and-up. Fortuna, the goddess of wealth!? Im 21 and just recieved a called from them while at work stepping away from the front desk i answered to a guy who gave brief detail about everything your reading above smh not going! I got a call at work late last week from a man who said hed overheard my conversation with another customer and was very impressed and wanted to talk with me about a position with his company. End of recruiting. So, I was interested and I REALLY loved the couple and was glad to see and hang out with them after so long. thank you for opening my eyes! It all seemed so legit at first and since this was my first interview and Ive been looking for an internship, it seemed perfect. I noticed that he put me as a recruiter on one of them, and himself on the other. wth. thats why Im not going back they called me 3 time to reschedule but I did not pick up the phone. However, companies, I was in college when they reached out to me about coming there to work. Their RVP essentially told me he only worked with people who used the product and believed in it. There are 125,000+ representatives so its safe to assume there are some bad apples. He explained I would get $100 back plus $200 after training.He then told me as part of the application part he needed my debit card now so he can turn in the application as soon as possible, but i told him not to charge anything yet. The scheme is called a "pyramid" because at each level, the number of investors increases. Just dont give up! When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. The annuities and mutual funds are sold via a licensed dealer and broker called PFS Investments. I could hear a party going on in the background and the aroma of delivered pizza hit my nose. You all invite me here to interrogate me about more people just to get mad and be rude to me. I nodded my head in agreement and the interview was over within seconds. As they were talking I was looking up scam reviews and saw 160 on another website. I dismissed the thought as finally, after several minutes, John opened his door and beckoned the man in, intruding himself again. If you're familiar with MLM schemes like Primerica, Optavia, Evolution Travel, Beachbody & American Income Life they are pretty similar to Transamerica's MLM scheme. My parents have been in these pyramids a couple of times, i guess you can say it runs in the family. I told him I may know a few but what roles does it involve, what type of work, is there anywhere I can view more information? Once the new recruits, the professional-looking man and a scared-looking, awkward young guy who looked about 20 and was wearing ripped jeans and left on a bicycle, had left, John was photocopying the paperwork to put in the mailbag for tomorrow. Thanks for the info. Hey guys, so I went through the exact same thing, someone on one of my social media had publicized a post saying anyone 18 and over looking for a.job, my company is hiring. I was interested so I messaged the person and I asked what company and what position, she briefly told me it was a financial services company and that was it. Oh my bad I guess money is a scam to you as well. That drives traffic to this page, where potential victims are getting the real story and are able to avoid the company! MLM or a Pyramid scheme.Primerica is a Pure Business opportunity, the . life insurance pyramid scheme companiesvictoria serie temporada 1. For any agent to be paid any comm. So with people like this, I report them to LinkedIn and then block them. The rep said she got my resum through Monster and wanted to give me an opportunity. I went to the first interview today. I have an apparent interview with this so called PRIMERICA today and from reading these blogs I will not be going, this looks like Kirby (the vacuum cleaner) a 10 person session and rudeness and inconsideration to those looking for a job I dont think soI will pass on this thanks to all of your blogs its a fraud obviously and I am not going to waste my time on this, thankfully enough I do have a real job and to think I almost turned it down, I got a phone call from this lady name Ratna Kong she was calling me from her cell phone and she told me someone recommended me to her about a position, about being a supervisor and training I knew something was wrong when I couldnt look up her number on google or find her name or the company.thanks again. Of course, I find that it is a scam and a pyramid scheme. She called me today asking me about coming in. I wasnt about to put my plans aside for something as ambiguous as that, and seeing other people talk about their experiences, Im glad I didnt. I dont remember the exact wording he used, but I do remember that he was vague enough to leave me feeling like he was offering work with a financial business. Never missing a payment! It just all seemed very cheap and tacky, like the trinkets around the office. commander boats for sale by owner,